THE BURNED OVER DISTRICT

As things stand right now, Jared Kushner is facing a $1.2 Billion mortgage maturity on a building he bought for top dollar just before the market collapsed. He is also the son-in-law of Cheeto Mussolini and has access to all the classified information he can ask for, despite lacking a security clearence.

Jared Kushner, President Trump’s son-in-law and senior adviser, is resisting giving up his access to highly classified information, prompting an internal struggle with John F. Kelly, the White House chief of staff, over who should be allowed to see some of the nation’s most sensitive secrets, according to White House officials and others briefed on the matter.

Mr. Kushner is one of dozens of White House officials operating under interim security clearances because of issues raised by the F.B.I. during their background checks, according to the officials, who spoke on the condition of anonymity to discuss the clearances. The practice has drawn added scrutiny because of Rob Porter, the former staff secretary who resigned under pressure this month after domestic abuse allegations against him became public.

Mr. Porter’s post entailed handling and reviewing the flow of documents to and from the president, which routinely includes highly classified material. He had been allowed to continue in the job for more than a year with a stopgap clearance even though the F.B.I. had informed the White House of the damaging accusations against him.

Mr. Kushner’s clearance has afforded him access to closely guarded information, including the presidential daily brief, the intelligence summary Mr. Trump receives every day, but it has not been made permanent, and his background investigation is still pending after 13 months serving in Mr. Trump’s inner circle.

Now Mr. Kelly, his job at risk and his reputation as an enforcer of order and discipline tarnished by the scandal, is working to revamp the security clearance process, starting with an effort to strip officials who have interim clearances of their high-level access. In a memo issued on Friday, Mr. Kelly said he would revoke top clearances for anyone whose background check had been pending since June 1 or earlier, and review such clearances every month thereafter.

Mr. Kushner, frustrated about the security clearance issue and concerned that Mr. Kelly has targeted him personally with the directive, has told colleagues at the White House that he is reluctant to give up his high-level access, the officials said. In the talks, the officials say, Mr. Kushner has insisted that he maintain his current level of access, including the ability to review the daily intelligence briefing when he sees fit.

But Mr. Kelly, who has been privately dismissive of Mr. Kushner since taking the post of chief of staff but has rarely taken him on directly, has made no guarantees, saying only that the president’s son-in-law will still have all the access he needs to do his job under the new system.

“As I told Jared days ago, I have full confidence in his ability to continue performing his duties in his foreign policy portfolio including overseeing our Israeli-Palestinian peace effort and serving as an integral part of our relationship with Mexico,” Mr. Kelly said in a statement the White House released on Tuesday in which he refused to address Mr. Kushner’s security clearance or elaborate on his memo.

“Everyone in the White House is grateful for these valuable contributions to furthering the president’s agenda,” Mr. Kelly said of Mr. Kushner. “There is no truth to any suggestion otherwise.”

It is unclear whether Mr. Kushner would need to review highly classified information. His current portfolio — which includes acting as an intermediary with Mexico, trying to forge Israeli-Palestinian peace negotiations, participating in an economic dialogue with China and working on revising the North American Free Trade Agreement — seems unlikely to involve major intelligence or national security secrets. But Mr. Kushner, by dint of his relationship with Mr. Trump, has wide-ranging access to the president and the information that he sees, and senior advisers to the president typically require such access to perform their duties.

As things stand now Kelly can beat Jared only one way, if Jared pays off the mortgage on 666 Fifth Ave or pays down enough to refinance, something so legitimate money source wants to do now. If the market for classified info is good enough he might get to keep his building.